:root{--blue:#084d7a;--navy:#063653;--red:#d92332;--gold:#e9b835;--ink:#182631;--soft:#f3f7fa;--line:#dbe5ec}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:#075b91}.wrap{width:min(1160px,92%);margin:auto}
header{background:linear-gradient(135deg,var(--navy),var(--blue));color:white;padding:18px 0 0}.brand{display:flex;align-items:center;gap:13px;padding-bottom:16px}.euro{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:var(--navy);font-size:34px;font-weight:800}.brand strong{font-size:27px}.brand small{display:block;font-size:15px;margin-top:2px}
nav{background:#073b5d}.navwrap{display:flex;gap:0;flex-wrap:wrap}nav a{color:white;text-decoration:none;font-weight:700;padding:13px 17px;border-right:1px solid #ffffff20}nav a:hover{background:#0b577f}
.hero{display:grid;grid-template-columns:1.12fr .88fr;gap:30px;align-items:center;padding:34px 0}.hero h1{font-size:39px;line-height:1.12;margin:0 0 15px}.hero h1 em{font-style:normal;color:#ffdb60}.hero p{font-size:18px;margin:0}.hero img{width:100%;height:auto;aspect-ratio:16/10;object-fit:cover;border-radius:16px;box-shadow:0 12px 28px #0004}
main{width:min(1160px,92%);margin:32px auto;display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:34px}article section{margin:0 0 28px;padding-bottom:18px;border-bottom:1px solid var(--line)}article h2,article h3,article h4,article h5{color:#07517f;line-height:1.25;margin:0 0 9px}article p{margin:0}
aside{background:var(--soft);border:1px solid var(--line);border-radius:15px;padding:20px;height:max-content}aside h2,aside h3{color:#07476f;margin-top:0}.links a,.group a{display:block;text-decoration:none;margin:8px 0}.group{margin-bottom:22px}.group h3{font-size:18px;margin-bottom:8px}.sources{background:#fff8e7;border:1px solid #eddca5;border-radius:15px;padding:20px;margin-top:30px}.source{margin:0 0 16px}.source a{font-weight:700}.source p{font-size:14px;color:#465763;margin:3px 0 0}
footer{background:#082f49;color:#fff;margin-top:42px;padding:28px 0}footer a{color:#ffda66}.note{font-size:14px;color:#63727c}.badge{display:inline-block;background:#eef5f9;color:#07517f;padding:6px 10px;border-radius:999px;font-size:13px;font-weight:700;margin:0 6px 6px 0}
@media(max-width:820px){.hero,main{grid-template-columns:1fr}.hero h1{font-size:31px}.navwrap{display:block}nav a{display:block;border-bottom:1px solid #ffffff20}.brand strong{font-size:22px}}

.hero p.lead{font-size:18px;font-weight:600;margin:0 0 14px}
.brandlink{color:#fff;text-decoration:none}
.steps,.checklist,.errors{padding-left:22px;margin:0}.steps li,.checklist li,.errors li{margin:6px 0}
.table-wrap{overflow-x:auto}.costs{border-collapse:collapse;width:100%;font-size:.95em}
.costs th,.costs td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}.costs th{background:var(--soft)}
.faq-item{border-top:1px solid var(--line);padding:6px 0}.faq-item .faq-q{font-size:1.05em;margin:10px 0 4px}